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When you sustain a serious injury while performing your job duties, you are entitled to have your medical care and lost wages paid through workers’ compensation. Catastrophic injuries often lead to permanent total disability, which is also paid for through your employer’s workers’ compensation insurance.
Although applying for workers compensation benefits can be confusing , workers’ comp benefits give you an avenue to take care of your family and stabilize your finances until you are able to return to work after your on the job injury. An Altamonte Springs workplace catastrophic injury lawyer from the Law Firm of Kevin A. Moore can show you how.
Generally speaking, a catastrophic injury is one that limits your physical abilities. Examples of catastrophic injuries in the workplace include:
Because catastrophic injuries are often permanent, it is important to work with an experienced Altamonte Springs workplace injury attorney like Kevin Moore to ensure all the benefits, medical care and lost wages you are entitled to receive.
When your workplace injury prevents you from working , you are eligible for temporary total disability benefits. Benefits are not paid until you are out of work for at least seven days.Benefit payments are explained in Florida Statutes Annotated § 440.12.
Benefit payments are two-thirds of your average weekly salary. The Florida Division of Workers’ Compensation’ revises the maximum you can collect, which is adjusted each year.
Temporary total disability benefits cease when:
Altamonte Springs workplace catastrophic injury attorney Kevin Moore can provide the appropriate paperwork and meet all the deadlines the claims administrator and insurance company require. You do not have to do this alone.
Most catastrophic injuries leave you impaired in some way for the rest of your life. If you are still impaired when your treatment ends but can work in a restrictive setting, a physician approved by the state will calculate an impairment rating for permanent impairment benefits. This wage replacement benefit is 75 percent of your temporary total disability amount for a limited number of weeks, based upon the impairment rating. You generally are entitled to receive two weeks of benefits for each percentage point rating. For example, if you receive a two percent rating then you receive four weeks of impairment benefits.
Florida recognizes that catastrophic injuries may preclude you from working most jobs. Physicians who certify an injury of that magnitude provide the basis for you to be awarded permanent total disability payments. These benefits are paid for until you are 75. Our Florida workplace catastrophic injury attorneys can help you qualify for the benefits that are best suited to your situation.
You are entitled to medical and wage replacement benefits after a workplace accident, but filing for them is often difficult. There are also time limitations that may effect your claim. If your injury is catastrophic, you want to concentrate on healing, not filing paperwork. Let us help.
We know our way around the Florida workers’ compensation system. We know what information you need to provide, and what answers the claims adjuster needs. Contact an Altamonte Springs workplace catastrophic injury lawyer for empathetic and competent help after your accident. At the Law Firm of Kevin A. Moore, you can rest assured that you will be treated with respect and individualized guidance throughout every step of the process.
