Does Workers’ Compensation in Florida Cover a Specialist Visit?

When you get to work in the morning, the last thing you anticipate is sustaining an injury while on the clock. Not only can this be incredibly painful, but you’ll find that the process of recovering compensation can also be complicated and overwhelming. Florida has very specific laws regarding what providers you can see for treatment, leaving you in limbo if your injuries require a specialist. If this reflects your circumstances, the following blog explores how this system works and whether or not you will be able to see a specialist under workers’ compensation. Additionally, you’ll learn the importance of discussing your circumstances with a Florida workers’ compensation attorney to help you navigate this process.

How Does Workers’ Compensation Work in Florida?

When you sustain an injury while on the job in Florida, you are generally eligible to pursue compensation through a special insurance your employer carries. This can provide compensation for the medical bills you’ve incurred, a portion of lost wages, and even payment for disability as a result of an injury.

In Florida, one of the most important aspects of this process is seeking medical care. Generally, following an accident, you should immediately report the injury to your employer and seek treatment. However, you cannot choose your own provider. Instead, you must visit a doctor approved by your company. In the event you are unhappy with your doctor, you have the ability to request a new doctor. However, this is a one-time request, and the insurance company will assign you a new provider.

However, if you require immediate medical attention following an accident, you do not have to wait to visit a company-approved doctor; you can and should go to the emergency room for treatment.

If My Injuries Require a Specialist, Will Workers’ Comp Cover This?

If you require the evaluation and treatment of a specialist doctor, it’s important to understand that, like choosing a primary care physician, you are unable to select your own specialist. Instead, the doctor approved by your company will refer you. However, before they refer you, the physician must request authorization from the insurance company first. This includes referrals for orthopedics, neurologists, physical therapists, and even diagnostic facilities.

If the insurance company fails to respond to the request within a certain timeframe, it will be assumed that the referral was approved, so you may continue to seek care.

When you need assistance filing a workers’ compensation claim, it’s imperative to connect with an experienced attorney to assist you through these difficult times. At the Law Firm of Kevin A. Moore, we understand how complicated these matters can be, which is why we are committed to helping you get the care and compensation you need following an injury at work. If you’re ready to file, do not hesitate to contact us to learn more.