Can I Seek Compensation if I’m Injured While Commuting to Work in Florida?

For most people who work in an office or on-site, commuting is a significant part of their workday. Whether you utilize public transportation or drive yourself to work, you may spend a considerable amount of time each week getting to and leaving work. However, when you are injured while commuting, such as being involved in an accident, you may wonder if you are eligible to receive workers’ compensation for the damages you’ve suffered. The following blog explores what you should know about these matters, including the importance of discussing your unique circumstances with a Florida workers’ compensation attorney to help guide you through these complex issues.

Are Injuries Sustained While Commuting Covered Under Workers’ Compensation?

When you are injured while driving to or from work, it’s important to understand that this is generally not considered a work-related injury, and as such, you are unable to file a claim for workers’ compensation. This is because commuting is not considered an “on-the-job” injury, as it occurs outside of your scheduled work hours. In most instances, any injuries you endure while commuting must be handled by filing a third-party personal injury claim for the damages you’ve suffered.

However, you should note that there are some exceptions as to when commuting may be covered under workers’ compensation. Typically, if you are running errands on behalf of your employer, driving a company vehicle, or you are required to travel between different locations as part of your job, you may be eligible for compensation if you are injured while driving.

How Do I Seek Compensation if My Injury Is an Exception?

In the event your injury is an exception to the commuting rule, understanding how to pursue a claim for the compensation you deserve is critical. Typically, the first thing you should do is inform your employer of the accident and seek medical attention. If you do not require emergency care, you must see a doctor approved by your employer’s workers’ compensation insurer. However, if your injuries are urgent, you should go to the nearest hospital for care.

Your employer will file a claim on your behalf with their insurance. However, if your employer refuses to do so because they claim the circumstances of your injuries do not constitute an exception, you must file on your own.

Unfortunately, filing for workers’ compensation can be incredibly difficult. In addition, the insurance company, regardless of whether you or your employer files, may drastically undervalue your claim. As such, it is critical to connect with an experienced workers’ compensation attorney with the Law Firm of Kevin A. Moore to discuss your legal options. Our team understands how difficult these matters can be to navigate on your own, which is why we are committed to helping you fight for the best possible outcome. When you need help, our team is here. Contact us today to learn more.